中国人民银行：防范化解重点领域金融风险，做好房地产金融宏观审慎管理

Core Viewpoint - The financial system will implement macroeconomic policies to ensure a stable economic environment, focusing on risk prevention and supporting key areas of development [1] Group 1: Macroeconomic Policies - The financial system will adhere to the principles set by the Central Economic Work Conference and the Central Financial Work Conference, aiming for a comprehensive implementation of new development concepts [1] - There will be a focus on maintaining ample liquidity, aligning social financing scale and money supply growth with economic growth and price level expectations [1] - The goal is to create a favorable monetary and financial environment while promoting a decrease in the overall cost of social financing [1] Group 2: Currency and Exchange Rate Management - The market will play a decisive role in the formation of exchange rates, with an emphasis on maintaining exchange rate flexibility and guiding expectations to prevent excessive fluctuations [1] - The aim is to keep the RMB exchange rate stable at a reasonable and balanced level [1] Group 3: Financial Development and Risk Management - The financial system will focus on developing five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, to support national strategies and address weak links in economic and social development [1] - A comprehensive macro-prudential management system will be established to enhance monitoring and assessment of systemic financial risks [1] - There will be a commitment to prevent and resolve financial risks in key areas, including supporting the resolution of financing platform debt risks and managing risks in small and medium-sized financial institutions [1]