跨国公司大利好！即日起全国推广，央行、国家外汇局刚刚宣布

Core Viewpoint - The People's Bank of China and the State Administration of Foreign Exchange have announced the nationwide promotion of the integrated currency pool business for multinational companies, enhancing the convenience of centralized management of domestic and foreign funds [2][3]. Group 1: Policy Overview - The integrated currency pool business allows multinational companies to manage domestic and foreign currency funds centrally, improving the efficiency of cross-border fund usage while mitigating risks [2][3]. - As of September, 98 multinational companies have engaged in this business, benefiting nearly 5,000 member enterprises [3]. - The policy aims to enhance the efficiency of cross-border fund utilization for large multinational companies and reduce foreign exchange risks and financial costs [3]. Group 2: Implementation Conditions - Multinational companies must meet nine criteria to engage in the integrated currency pool business, including having a genuine business need and a robust cross-border fund management structure [5]. - Companies must also meet specific financial thresholds, such as a combined international payment scale of at least 7 billion RMB for domestic members and 1 billion RMB for overseas members [5]. Group 3: Benefits of the Policy - The policy framework aims to streamline fund management, simplify business processes, and enhance overall management efficiency for multinational companies [10]. - The integrated currency pool can significantly improve fund usage efficiency, allowing companies to reduce fund idle time and enhance responsiveness to market changes [10][11]. - Companies like Haida Group have reported reduced cross-border fund transfer times from several days to real-time completion, significantly improving fund utilization [6][10]. Group 4: Operational Enhancements - The policy allows for the centralized management of cross-border funds, facilitating efficient fund allocation and reducing operational costs associated with maintaining multiple accounts [11][12]. - Companies can now adjust their internal management systems and collaborate with banks more flexibly, enhancing the overall efficiency of fund pool operations [12]. - The establishment of dedicated service teams by banks will further streamline the process, providing comprehensive support for companies engaging in the integrated currency pool business [12].