央行评级结果出炉：9个省区市辖内无“红区”银行

Core Viewpoint - The People's Bank of China (PBOC) released the "China Financial Stability Report (2025)", indicating that the overall operation of banking institutions in China is stable, with financial risks being manageable and overall controllable [1] Group 1: Overall Ratings - A total of 3,529 banks were rated, including 21 national banks and 3,508 local banks [1] - Ratings are categorized into 11 levels, from 1 to 10 and D, with D indicating institutions that have closed, been taken over, or revoked [1] - Banks rated 1-7 total 3,217, accounting for 98% of total assets of all rated banks [1] Group 2: Asset Distribution - Banks in the "green zone" (ratings 1-5) total 1,831, with an asset scale of 421 trillion yuan, representing 94.6% of total assets [1] - "Yellow zone" banks (ratings 6-7) consist of 1,386 banks with an asset scale of 14.5 trillion yuan, accounting for 3.3% [1] - "Red zone" banks (ratings 8-D) total 312, with an asset scale of 9.4 trillion yuan, representing 2.1% [1] Group 3: Institutional Type Analysis - National banks have better ratings, with 1 rated 1, 10 rated 2, 3 rated 3, 5 rated 4, and 2 rated 5, holding 71% of total assets [2] - Foreign banks show strong performance, with 93% in the "green zone" and no "red zone" banks [2] - Urban commercial banks have 68% in the "green zone", while rural small financial institutions have less than 1% of their asset scale in the "red zone" [2] Group 4: Regional Analysis - Most provinces have significantly reduced existing risks, with a continuously optimized regional financial ecosystem [2] - Nine provinces and municipalities, including Beijing and Shanghai, have no "red zone" banks, while 13 provinces maintain "red zone" banks at single-digit levels [2]