金融赋能双极 共筑湾区繁荣 建行广东省分行助力粤港澳大湾区高质量发展
2 1 Shi Ji Jing Ji Bao Dao·2025-12-26 23:16

Core Insights - The Guangdong-Hong Kong-Macao Greater Bay Area is rapidly advancing towards becoming a world-class bay area and city cluster, with Nansha and Hengqin as key platforms for reform and cooperation [1] - China Construction Bank Guangdong Branch is deeply integrated into national development, providing diversified financial support to facilitate the construction of the Greater Bay Area [1][3] Group 1: Financial Services in Nansha - Nansha has become a strategic hub for financial innovation and enterprise expansion, supported by policies like the "Nansha Financial 30 Measures" [3] - The bank has tailored its services to meet the needs of Hong Kong and Macao enterprises, local businesses, and domestic companies going abroad, creating a new financial ecosystem [3][4] - A case study of a Hong Kong tech company illustrates how the bank optimized processes to enhance capital inflow efficiency by over 50%, facilitating rapid project development [4][5] Group 2: Support for Enterprises Going Abroad - The bank provides comprehensive financial services for enterprises facing complex cross-border financing and risk management needs, including customized foreign exchange services and financing solutions [5][6] - A notable example includes the bank's rapid issuance of bid guarantees for engineering companies, demonstrating its ability to support overseas project bids efficiently [5] - The bank's collaboration with a national "going out" service base enhances support for enterprises' cross-border investment operations [4][5] Group 3: Financial Innovation in Hengqin - Hengqin focuses on financial system innovation to facilitate deeper integration between Macau and Hengqin, with the establishment of the multi-functional EF account system [7][8] - The EF account has significantly improved cross-border payment efficiency for companies, reducing transaction times from days to hours [7][8] - The bank has launched a 2 billion yuan fund to support long-term capital needs for high-tech industries, emphasizing investment in technology potential rather than traditional collateral [8][9] Group 4: Overall Impact and Future Directions - The bank's practices in Nansha and Hengqin, while differing in focus, share a common goal of aligning with national strategies and addressing the real needs of the economy [10] - The bank aims to continue evolving its service models and financial innovations to better support the growth of enterprises in the Greater Bay Area [10]