Deutsche Bank AG(US:DB) Zheng Quan Shi Bao Wang·2025-12-27 13:34Core Viewpoint - The establishment of a free trade port in Hainan presents new opportunities for the wealth management industry, with unique policies facilitating innovation in cross-border financial products and services [1] Group 1: Wealth Management Opportunities - The free trade port policies in Hainan provide favorable conditions for establishing flexible and international trust structures, utilizing tools such as family trusts and insurance to achieve asset isolation, risk prevention, and smooth inheritance [1] - There is potential to design RMB-denominated fund management products that meet investor needs, leveraging the pilot program for cross-border asset management [1] Group 2: Sustainable Development and Consumer Protection - Wealth management should be based on ESG sustainable development principles and integrated with substantial consumer rights protection, promoting healthy market development through continuous engagement and investor education [1] Group 3: Charitable Trusts and Impact Investing - Charitable trusts and impact investing are important avenues for wealth to benefit society, with Hainan having issued relevant guidelines to foster a transparent and regulated charitable finance ecosystem [1]