中金财富证券：共迎买方投顾发展新时代

Group 1 - The core viewpoint emphasizes that wealth management is fundamentally about serving people and understanding their long-term needs, which vary significantly between different customer segments [1] - The common pain points faced by clients in the investment process are summarized as the "three difficulties": difficulty in product selection, difficulty in holding investments, and difficulty in achieving profits [1] - The key to overcoming these challenges lies in shifting from a "sell-side sales" approach to a "buy-side service" model, aligning the interests of the company with those of the clients [1] Group 2 - Under the guidance of a buy-side advisory philosophy, the company provides customized allocation plans based on different risk preferences, funding attributes, and investment goals [2] - The company has established a comprehensive product research system and a mature investment system, supported by a multi-asset layout to explore diverse revenue streams [2] - Recent achievements indicate the effectiveness of the company's buy-side advisory transformation, with product scale surpassing 450 billion yuan and buy-side advisory asset retention exceeding 130 billion yuan [2]