人民银行副行长陆磊:数字人民币跨境使用将支持离岸金融业务创新

Core Viewpoint - The People's Bank of China has introduced an action plan to enhance the management and service system for digital currency, with a new framework set to launch on January 1, 2026 [1] Group 1: Digital Currency Infrastructure - The action plan includes the establishment of an international operation center for digital currency in Shanghai and the promotion of a multilateral central bank digital currency bridge, showcasing the practical application of blockchain technology [1] - The digital currency international operation center will build a blockchain service platform and digital asset platform based on a unified ledger, providing on-chain settlement tools and cross-chain transfer capabilities [1] - The multilateral central bank digital currency bridge aims to address issues of "business sovereignty and currency sovereignty" across jurisdictions, ensuring equal rights and responsibilities among all participants [1] Group 2: Future Development and Applications - The cross-border use of digital currency will continue to expand through technological iterations, reducing service costs and facilitating cross-border trade and investment [2] - The development of digital currency will focus on meeting the needs of the real economy, adopting a balanced approach to account-based and value-based digital currency models [2] - The digital currency will be designed to cater to various scenarios and different business entities, promoting innovation in offshore financial services [2]