人民银行副行长陆磊：新一代数字人民币管理体系将于2026年启动实施

Core Viewpoint - The People's Bank of China has introduced an action plan to enhance the management and service capabilities of the digital yuan, with a new framework set to be implemented on January 1, 2026 [1] Group 1: Digital Yuan Management and Infrastructure - The action plan is based on ten years of research and pilot experience in digital currency [1] - A new generation of digital yuan will feature a measurement framework, management system, operational mechanism, and ecological system [1] Group 2: Characteristics of Digital Yuan - The digital yuan will be supported by the central bank's technology and regulatory oversight, possessing attributes of commercial bank liabilities [1] - It will be account-based and compatible with distributed ledger technology, serving as a modern digital payment and circulation method within the financial system [1] - The digital yuan will have functions including monetary value measurement, value storage, and cross-border payment capabilities [1]