国诚投顾：扩大人民币跨境使用，数字人民币迎发展新机遇

Core Viewpoint - The People's Bank of China and eight other departments have issued an opinion to enhance financial support for the construction of the Western Land-Sea New Corridor, optimizing the cross-border trade settlement system and expanding the use of the Renminbi in cross-border transactions [1][2]. Group 1: Financial Support Measures - The opinion outlines 21 key measures to improve the financial organization collaboration system, establish a high-quality capital circulation system, promote institutional reforms, build a digital financial service platform, enhance financial openness and cooperation, and deepen cross-provincial and cross-border financial regulatory collaboration [1]. - The financial service system for the Western Land-Sea New Corridor will be comprehensively improved, and the cross-border trade settlement system will be optimized [1]. Group 2: Cross-Border Trade and Currency Use - The opinion supports qualified banks to facilitate legitimate trade settlements for quality enterprises, including market procurement and cross-border e-commerce [2]. - To expand the use of the Renminbi, the opinion emphasizes strengthening bilateral currency cooperation with Southeast Asia and Central Asia, and supports investors from ASEAN countries to invest in Renminbi [2]. Group 3: Digital Currency Development - The opinion highlights the advantages of digital Renminbi, such as payment and settlement capabilities, low costs, and programmability, and suggests exploring its application in various scenarios [2]. - There is a focus on expanding the regions for cross-border applications of digital Renminbi and utilizing bilateral and multilateral cross-border business models to reduce costs and increase efficiency in corridor cross-border payments [2]. Group 4: Investment Insights - The Western Land-Sea New Corridor is seen as a significant international logistics channel that will facilitate the expansion of Renminbi usage and present new opportunities for digital Renminbi [3]. - Attention is recommended for related industry chains, including banking IT systems, payment ecosystems, hardware wallets, and financial equipment infrastructure [3].