四只现金理财近六月收益超2%，季军收益波动大原因不明

Overall Performance - As of December 25, the average seven-day annualized yield for RMB public cash management products over the past six months is 1.325%, while for USD cash products, it is 3.756% [6] - There are a total of 6,458 RMB public cash management products, with only 26 products having an average yield exceeding 2% over the past six months. Additionally, 44 products have yields below 1%, and over 80% of products have yields between 1% and 1.5%, totaling 5,594 products [6] - The top-performing institutions include Su Yin Wealth Management with an average yield of 1.644%, followed by Bei Yin Wealth Management at 1.619% and Yu Nong Commercial Wealth Management at 1.584%. Conversely, Pu Yin Wealth Management and Zhao Yin Wealth Management have lower average yields of 1.223% and 1.205%, respectively [6] Product Rankings - Su Yin Wealth Management's "Qi Yuan Cash No. 4 N" and "Qi Yuan Currency No. 3 G" rank first and second, with yields of 2.904% and 2.793%, respectively. The third place is held by Zhong You Wealth Management's "You Hong Bao 38 RMB Wealth Management Product A" with a yield of 2.164% [6] - The ranking is based on real-time automated rankings from Li Cai Tong AI, and the data is valid until December 25, 2025 [5] Product Anomalies - The "You Hong Bao 38 RMB Wealth Management Product A" has shown significant yield fluctuations, with a notable spike in yield on December 3, reaching 1.2235 per ten thousand units, before dropping to around 0.43 and fluctuating within that range [7] - The product was established on June 17, 2025, and had no reported operational updates since its inception, leaving the reasons for yield anomalies unclear [7]