构建数智赋能新生态，光大银行全面升级企业线上金融服务矩阵

Core Viewpoint - The core viewpoint emphasizes that financial services are essential for the real economy, and Everbright Bank is committed to supporting high-quality development of small and medium-sized enterprises (SMEs) through a comprehensive digital financial service matrix [1] Group 1: Digital Financial Services - Everbright Bank has developed "Xinyuetong," an innovative service model for corporate clients, providing a one-stop solution for payroll and financial management, significantly reducing the cost of digital transformation for SMEs since its launch in September 2022 [2] - The "Xinyuetong" platform integrates daily business management with financial services, enhancing operational efficiency by automating payroll calculations and tax submissions, thus minimizing errors [2] - By 2025, "Xinyuetong" will continue to evolve, focusing on core scenarios such as group payroll, collaborative office, expense control, and individual tax services, thereby improving service experience [2] Group 2: Mobile Banking Services - Everbright Bank has upgraded its corporate mobile banking services to enhance the efficiency of financial services for businesses, with a client base of 290,000 since its launch in 2021 [3] - The mobile banking platform offers differentiated services and integrates various financial solutions, creating a comprehensive service ecosystem for enterprises [3] - The newly launched Harmony version of the corporate mobile banking app includes nearly 200 core financial services, providing a more convenient and secure mobile banking experience [3] Group 3: Online Banking Services - Everbright Bank has restructured its corporate online banking services, enhancing user experience through improved visual design, functionality, and service quality [4] - The upgraded online banking platform features nearly 200 secondary functions and over 7,000 pages, allowing for personalized service and efficient information retrieval [4] - New features include a visual task center for real-time tracking of processes, enhanced service guidance, and compatibility with mobile banking for cross-terminal secure authentication [4] Group 4: Future Plans - Everbright Bank aims to continue building a distinctive digital financial ecosystem, accelerating the development of online channels for corporate clients, and enhancing service quality to provide more efficient financial services [5]