京东消金换帅，董事长李波面临合规运营新挑战

Group 1 - The core point of the news is the leadership change at Tianjin JD Consumer Finance Co., Ltd. (JD Finance), previously known as Jiexin Consumer Finance Co., Ltd., with Li Bo appointed as chairman and a complete overhaul of the board of directors [1][3] - JD Finance was established in 2010 with a registered capital of 5 billion yuan and was acquired by JD through Guangzhou Jingdong Trading Co., Ltd. in October last year, leading to its rebranding [1] - As of the end of 2024, JD Finance's total assets are reported to be 4.842 billion yuan, with total equity of 2.574 billion yuan [1] Group 2 - Li Bo, with over 20 years of experience in the financial industry, previously served as the deputy general manager of the Hunan branch of the Industrial and Commercial Bank of China and joined JD in March 2021 [3] - Li Bo's primary challenge as chairman will be addressing potential compliance risks that have been criticized during the Jiexin era [3] - Complaints against Jiexin Finance have exceeded 80,000 on the Black Cat Complaints platform, with less than 60,000 complaints resolved, highlighting issues such as high interest rates and collection practices [5] - Jiexin Finance has faced criticism for its handling of personal information, being listed among 67 applications that illegally collected personal data, with specific violations noted regarding user consent and privacy policy transparency [5]