深圳近百家小贷公司迎“年度体检”，11家获评A级

Core Viewpoint - The Shenzhen Municipal Financial Management Bureau has released the list of small loan companies rated C and above for 2025, indicating a decrease in the overall number of rated companies and reflecting the increasing operational pressures in the industry [1][4]. Group 1: Rating Overview - A total of 97 small loan companies were rated in Shenzhen for 2025, with 11 rated A, 18 rated B, 16 rated C, 21 rated D, and 31 rated E [1][3]. - Compared to 2024, the overall number of rated companies decreased by 7, with A-rated companies decreasing by 7, B-rated increasing by 2, C-rated decreasing by 8, and D and E-rated companies increasing by a total of 5 [1][3]. Group 2: Company Classification - The 11 A-rated companies can be categorized into three groups: 3 internet-based companies, 4 state-owned enterprises, and 4 private enterprises [4]. - The top tier of A-rated companies includes internet-based firms such as Zhongrong Small Loan (CNY 19 billion) and Tencent's Financial Payment Small Loan (CNY 15 billion), which utilize major online platforms for customer acquisition [4]. - The second tier consists of state-owned small loan companies, including Shenzhen Guarantee Group's Zhongxia Small Loan (CNY 3 billion) and Longgang District's Jintong Small Loan (CNY 3 billion) [4][5]. Group 3: Regulatory Context - The regulatory approach for the small loan industry is focused on "supporting the strong and limiting the weak," providing policy support to leading institutions while promoting the orderly exit of high-risk and inactive companies [5]. - The Shenzhen Municipal Financial Management Bureau aims to assess the operational management and risk status of small loan companies comprehensively, facilitating a graded regulatory approach to promote the sustainable development of the small loan industry [5][6].