金融暖流润荆楚 降费红利惠万家——邮储银行湖北省分行多措并举减费让利显实效

Core Viewpoint - Postal Savings Bank of China Hubei Branch is committed to serving the real economy and small businesses by implementing a series of measures to reduce financial costs and fees, thereby injecting financial support into high-quality economic development [1] Group 1: Fee Reduction Measures - The bank has established a comprehensive fee reduction system that covers both corporate and personal clients, ensuring benefits are available online and offline [2] - The bank has eliminated various fees for corporate clients, including account management fees and small account management fees, while offering discounts on account opening fees for small businesses and individual entrepreneurs [2] - Personal clients benefit from waived annual fees for debit cards and reduced costs for account usage, effectively lowering financial burdens [2] Group 2: Financing Cost Reduction - The bank has aligned its loan pricing with the Loan Prime Rate (LPR), providing a 75 basis point discount for inclusive small business loans, resulting in a decrease of over 50 basis points in the average interest rate for small business loans since 2025 [3] - The bank has taken on costs associated with mortgage assessments, registration, and notarization to alleviate the financial burden on businesses, eliminating hidden fees [3] Group 3: Policy Promotion and Impact - The bank has created a dual-channel promotional strategy to ensure comprehensive policy dissemination, utilizing both online platforms and physical outreach to enhance awareness [4] - As of November 2025, the bank has waived a total of 93.84 million yuan in payment fees, benefiting over 107,000 business entities, with 92,000 being small businesses and individual entrepreneurs, accounting for 86% of the total [4] - Over the past five years, the bank has covered 58.97 million yuan in costs related to mortgage assessments and other fees for enterprises [4] - The bank plans to continue enhancing fee reduction policies and improving service precision to further support the financing needs of businesses [4]