美国11月成屋签约销售创2023年年初以来新高

Core Insights - The number of signed contracts for existing homes in the U.S. unexpectedly surged in November, reaching the highest level in nearly three years, primarily due to improved housing affordability attracting more buyers [1][2] Group 1: Market Performance - The U.S. existing home sales index rose by 3.3% month-over-month in November, surpassing the expected increase of 1%, with the previous value revised from 1.9% to 2.4% [1] - Year-over-year, the existing home sales index increased by 2.6%, marking the highest level since February 2023 [1] Group 2: Economic Factors - Improved housing affordability, driven by declining mortgage rates and wage growth outpacing home price increases, is encouraging buyers to enter the market [2] - The availability of more housing options compared to last year is also attracting additional buyers [2] Group 3: Regional Trends - There was an increase in the number of purchase contracts across the Northeast, Midwest, South, and West regions [3] - Following the Federal Reserve's decision to resume interest rate cuts in September, mortgage rates have slightly decreased, with the latest 30-year fixed mortgage rate at 6.18%, close to the lowest level since fall 2024 [3]