“保险+期货”守护漫漫养殖路

Core Viewpoint - The article highlights the journey of a pig farmer, Wang Ruyi, who has navigated the challenges of the pig farming industry for over 20 years, including the impacts of African swine fever and price fluctuations, and how the introduction of the "insurance + futures" project has transformed his business operations and risk management strategies [1][4][7]. Group 1: Background and Experience - Wang Ruyi graduated in 1998 and initially worked as a technical manager in a pig farm before starting his own business in 2011, gradually increasing his pig output from a few hundred to over 2,000 pigs annually [2][3]. - His experience includes dealing with the severe impacts of African swine fever, which resulted in significant financial losses, and navigating the volatile pig price market, where prices fluctuated from highs of 18 yuan/kg to lows below 6 yuan/kg [3][4]. Group 2: Introduction of "Insurance + Futures" - The "insurance + futures" project was introduced in 2021, allowing farmers to mitigate risks associated with price volatility. Wang Ruyi became one of the first participants, initially skeptical but later benefiting significantly from the program [4][5]. - After his first experience with the project, Wang received over 70,000 yuan in compensation, which exceeded his initial investment in insurance premiums, leading to increased interest in the program [4][6]. Group 3: Ongoing Participation and Strategy - Wang has actively participated in the "insurance + futures" project from 2022 to 2025, recognizing its role in stabilizing his business despite not always receiving high compensation [5][6]. - He has developed a deeper understanding of the project, focusing on risk management rather than profit maximization, and has adjusted his approach to proactively engage with the program based on market conditions [6][7]. Group 4: Future Outlook - Wang plans to maintain a conservative approach to his farming operations, controlling the scale of production and considering the potential for future growth only when conditions improve, particularly with the availability of vaccines against swine fever [8]. - He remains committed to utilizing the "insurance + futures" program as a safety net for his business, even if pig prices rise to more favorable levels [8].