美元霸权慌了，人民币重返6时代？我们的钱袋子，怕是要变样了

Group 1 - The offshore RMB exchange rate broke the psychological barrier of 7.0 against the USD, reaching 6.9973, marking the first return to the "6 era" since September 2024 [3] - The appreciation of the RMB directly impacts consumers, making imported goods cheaper, such as a jacket that now costs less than 7000 RMB instead of 7300 RMB [3] - Families sending children to study in the US benefit from the exchange rate, with costs for living and studying in New York dropping from approximately 36.5 million RMB to about 35 million RMB [5] Group 2 - The import prices of goods are experiencing subtle changes, with a 5% cost reduction for imported olive oil, which may be passed on to consumers [7] - The luxury goods market is seeing a shift, with Chinese consumers spending 8% more on overseas purchases, while domestic sales only grew by 2% [8] - Export enterprises face challenges due to the exchange rate changes, with a small trading company reporting a loss of 30,000 RMB on a 100,000 USD order due to the rate drop from 7.3 to 7.0 [10] Group 3 - High-end manufacturing and self-branded products maintain stronger pricing power amid exchange rate fluctuations [12] - The appreciation of the RMB is prompting domestic investors to reassess their foreign currency assets, with one investor noting a negative real return on USD-denominated products [12] - The Chinese bond market is attracting international capital, with foreign investors increasing their holdings of RMB bonds by approximately 80 billion RMB [14] Group 4 - The real estate market is experiencing a decline in overseas property inquiries by 12%, while interest in high-end domestic properties has risen by 8% [14] - The diversification of China's foreign exchange reserves is evident, with non-USD currencies now making up about 45% of reserves, up from 35% in 2020 [16] - The development of the offshore RMB market is enhancing the market-driven nature of the exchange rate, with deposits surpassing 1.2 trillion RMB [16] Group 5 - The internationalization of the RMB is progressing, with bilateral currency swap agreements expanding by about 30% and the RMB's share in cross-border trade settlements rising to approximately 25% [18] - The central bank is actively managing market expectations through middle rate adjustments to ensure stability in the RMB exchange rate [18] - The revaluation of currency reflects a shift in the economic position of China within the global landscape, potentially reshaping global wealth distribution [20]