Tech-Bank(SZ:002124) Shang Hai Zheng Quan Bao·2025-12-30 19:45Summary of Key Points Core Viewpoint - The company has approved a total external guarantee limit of RMB 15.26 billion for the year 2025, with specific allocations for subsidiaries and partners, while also detailing the current status of guarantees provided and overdue amounts [1][2][3]. Group 1: Guarantee Overview - The company and its board approved the external guarantee proposal on March 28, 2025, and at the annual shareholders' meeting on April 25, 2025, allowing guarantees up to RMB 15.26 billion [1]. - The guarantee authorization is valid from the approval date until the next annual shareholders' meeting [1]. Group 2: Guarantee Progress - The total guarantee amount is RMB 15.26 billion, with RMB 4.1 billion allocated for subsidiaries with an asset-liability ratio above 70%, RMB 2.5 billion for partners and guarantors, and RMB 0.16 billion for joint ventures [2]. - As of the announcement date, the actual guarantee balance is RMB 7.042 billion, including RMB 3.052 billion for subsidiaries and RMB 0.44 billion for partners [2]. Group 3: Cumulative and Overdue Guarantees - The cumulative external guarantee balance accounts for 13.79% of the company's audited net assets as of the end of 2024 [3]. - The total guarantee limit for 2025 represents 415.21% of the company's audited net assets, with RMB 2.66 billion allocated for external guarantees [3]. - There is an overdue guarantee amount of RMB 194.21 million for guarantees provided to subsidiaries, while no overdue amounts exist for partners or joint ventures [4].