2 1 Shi Ji Jing Ji Bao Dao·2025-12-30 23:53Core Insights - China Merchants Bank (CMB) is transitioning from its well-known retail banking image to a focus on technology finance, marking a significant evolution in its business structure and reflecting the value redefinition of commercial banks in supporting the real economy and technological innovation [1][2] Group 1: Strategic Developments - CMB has made substantial investments in technology finance, achieving milestones such as the launch of the "4×3" comprehensive service plan and the establishment of AIC Investment [1][3] - As of November, CMB's technology enterprise service customer count exceeded 350,000, with a structured organization framework of "1+20+100" for technology finance [1][3] Group 2: Long-term Commitment - The "Thousand Eagles Wings" program, initiated over a decade ago, has supported numerous high-growth technology enterprises, helping over a thousand companies successfully enter the capital market [2] - CMB emphasizes a long-term approach to banking, positioning itself as a trusted financial advisor for technology enterprises [2] Group 3: Service Innovation - In 2023, CMB launched the "Five Major Scenarios of Technology Finance" service brand, addressing the financing, capital management, and talent retention needs of technology enterprises [3] - The bank's "Science and Technology Loan" product has provided over 81 billion yuan in credit support to more than 5,800 technology enterprises, focusing on high-growth potential firms [7][8] Group 4: Ecosystem Collaboration - CMB's technology finance ecosystem operates on three levels: capital, innovation, and industry, providing comprehensive services through platforms like AIC Investment and CMB International [4][5] - The bank has collaborated with high-tech parks and leading enterprises to enhance service offerings, including venture capital and public offerings [6] Group 5: Organizational Structure - CMB has established a "1+20+100" organizational structure for technology finance, with a central committee overseeing strategy and 100 specialized branches dedicated to serving technology enterprises [9][10] - The bank has implemented a "six specialized" work mechanism to strengthen policy support and resource allocation for technology enterprises [10]