第六届“今日保・中国白象榜”重磅发布，三星财险斩获「年度普惠医疗保险领航产品」大奖

Core Insights - The article highlights that Samsung Property Insurance has been awarded the "Annual Inclusive Medical Insurance Leading Product" by "Today Insurance" for its innovative approach in the inclusive healthcare sector [1][6]. Group 1: Product Innovation - Samsung's "Micro Insurance · Family Medical Insurance" product introduces a unique insurance model where one person can insure the entire family, allowing up to nine family members to share a deductible of 20,000 [4]. - The product addresses the high medical costs faced by ordinary families, particularly for critical illnesses, by offering a tailored coverage plan that includes coverage for specific cancer medications and proton therapy, with zero deductible and 100% payout [5]. Group 2: Market Positioning - The product is designed to meet the health protection needs of the inclusive population, breaking away from traditional individual insurance models to provide comprehensive family coverage [4][5]. - Samsung's pricing strategy is highly competitive, with monthly premiums set at just a few dozen yuan, making high-quality medical insurance accessible to millions of ordinary families [5]. Group 3: Technological Integration - The product leverages technology to enhance accessibility, featuring online application processes and smart underwriting that lowers barriers for elderly individuals and those with pre-existing conditions [6]. - The integration of smart underwriting technology optimizes the application process, ensuring that the product's inclusive value is realized and making insurance more accessible and user-friendly [6]. Group 4: Future Outlook - Samsung Property Insurance aims to continue its focus on the inclusive healthcare sector, utilizing technology to develop more insurance products that meet the needs of ordinary families, thereby contributing to the improvement of the social security system [6].