赋能高质量发展行稳致远 宁波银行获评“年度上市银行”

Core Viewpoint - Ningbo Bank has been recognized as the "Annual Listed Bank" in the 2025 Financial Industry Annual Selection for its outstanding performance in business development and commitment to serving the real economy [1] Group 1: Financial Performance - As of September 2025, Ningbo Bank's total assets reached 35,783.96 billion yuan, a 14.50% increase from the beginning of the year [2] - The bank reported operating income of 54.976 billion yuan and a net profit attributable to shareholders of 22.445 billion yuan, reflecting year-on-year growth of 8.32% and 8.39%, respectively, outperforming the industry average [2] Group 2: Loan and Deposit Growth - Total loans and advances amounted to 17,168.23 billion yuan, marking a 16.31% increase since the beginning of the year [3] - Total deposits reached 20,478.04 billion yuan, up 11.52% from the start of the year [3] Group 3: Risk Management - As of September 2025, the non-performing loan ratio stood at 0.76%, unchanged from the beginning of the year, with a provision coverage ratio of 375.92% [3] - The bank has maintained a non-performing loan ratio below 1% for 18 consecutive years since its listing, showcasing strong asset quality [3] Group 4: Strategic Initiatives - Ningbo Bank is committed to integrating national strategies with its development, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [3][4] - The bank has been recognized for its achievements, ranking 72nd in the Global 1000 Banks list by The Banker magazine, an improvement of 8 places from the previous year [4] Group 5: Social Responsibility and Innovation - The bank emphasizes its role in supporting the real economy and has developed specialized products like patent loans and technology loans to foster new technologies [5] - It has also integrated green development into its strategic management, with green loan balances exceeding 68 billion yuan, expected to facilitate a carbon reduction of over 230,000 tons [5] Group 6: Future Outlook - Looking ahead, Ningbo Bank aims to uphold the principle of "professionalism creates value" while continuing to serve the real economy and empower social progress [7]