纯固收理财长盈榜单出炉，7只产品加权年化收益率超3%

Core Insights - The article presents a ranking of fixed-income wealth management products based on their performance, focusing on those with an investment period of 6-12 months and established for over a year [4][5]. Group 1: Performance Metrics - The average weighted annualized return for 424 products with complete annualized return disclosures is 2.23%, with 23 products exceeding a 3% return and one product reporting a negative return [5]. - The ranking is based on a weighted average return calculation that considers various time frames, with the highest weight given to the return since inception [4]. Group 2: Top Products - The top product is the "Xiu Zhu Fixed Income Class Closed No. 2 Jilin Bank Exclusive Wealth Management Product E" from Minsheng Wealth Management, achieving a weighted annualized return of 3.45% and a maximum drawdown of only 0.02% [6]. - The second-ranked product is the "Zhu Lian Bi He An Wen 1910 One-Year Open Public RMB Wealth Management Product E" from Nan Yin Wealth Management, with a weighted annualized return of 3.27% [6]. Group 3: Asset Allocation - The top product has a significant allocation of 66.82% in cash-like assets and only 27.85% in debt assets, with major investments in trust loans, bank deposits, and bond funds [6]. - The second product primarily invests in 2-3 year credit bonds and employs leverage and duration tools to enhance returns [6].