有奔头的新年来了！2026流年四化全解，这4个“隐形密码”，影响你的钱包、工作和旅行！

Group 1 - The core trend for 2026 is the dual explosion of "happy economy + education dividend," where consumers are willing to spend on relaxation and quality education, creating significant opportunities in related industries [3][4] - The main consumer focus will shift from high-end products to value-for-money and experiential offerings, indicating a preference for affordable dining and quality educational services [4][6] - The education sector will see a rise in demand for specialized courses that combine interests and skills, such as programming and robotics, while institutions lacking core advantages may face elimination [6][8] Group 2 - The "decision-making year" theme emphasizes the need for precise decisions in both industry adjustments and personal plans, with a focus on insight and action [6][9] - Industries like dining and tourism will thrive on affordable, unique experiences, while high-priced, non-distinct offerings may struggle [7][8] - The mechanical manufacturing and automotive sectors are expected to stabilize, with a focus on adapting to new demands rather than explosive growth [8][13] Group 3 - New regulations will create opportunities for compliant businesses while eliminating those that operate in gray areas, particularly in tourism and education [10][12] - The emphasis on contract details and compliance will be crucial, as many disputes may arise from overlooked specifics in agreements [10][14] - The tourism industry may face stricter regulations, benefiting transparent and quality service providers while challenging those relying on hidden costs [14] Group 4 - The year will require caution against high-risk partnerships and maintaining cash flow, as interpersonal trust may diminish, leading to potential conflicts [11][17] - Individuals are advised to avoid high-risk ventures and focus on stable, well-researched opportunities to mitigate the risk of failure [17] - Emotional management will be important, as heightened tensions may lead to conflicts; thus, maintaining calm and open communication is essential [15][17]