首批授信1.5亿、民营油库可准入：锡商银行入局贸易融资赛道

Core Insights - The article discusses the innovative supply chain financing product developed by Wuxi Xishang Bank in collaboration with 66 Cloud Chain, which addresses the financing challenges faced by oil and gas trading companies. Group 1: Financing Challenges - Companies face difficulties in securing financing due to the need for cash lock-in prices upstream and the challenges of financing against inventory in private oil depots [1] - The urgency of market conditions means that delays in funding can lead to missed opportunities, necessitating quick access to financing [1] Group 2: Innovative Financing Solutions - The new financing product allows for a credit limit of up to 50 million yuan, with a pledge rate of up to 85%, catering to the high-frequency and volatile funding needs of trading companies [4] - The product supports various liquid chemical products, not just gasoline and diesel, enhancing its applicability across the industry [4] Group 3: Enhanced Efficiency and Accessibility - The financing solution integrates private oil depots into the approval system, allowing companies to use inventory for financing without needing to relocate their stock [5] - Approval for credit can be completed in approximately two weeks if documentation is complete, making it suitable for companies operating across regions [6] Group 4: Risk Management and Market Adaptation - The underlying mechanism of the financing product ensures that logistics and delivery are controllable, inventory is verifiable, and processes are traceable, reducing risks associated with financing [6] - Wuxi Xishang Bank's focus on supply chain finance and its commitment to enhancing online business, data-driven risk control, and platform-based architecture signify a shift towards more market-oriented and replicable financing solutions for the energy and chemical sectors [6]