2026年，普通人投资该如何选择？

Group 1 - The top-performing public funds for 2025 have been announced, with Yongying Technology's annual total return at 233%, while popular themes like optical modules, CPO, and communication equipment have returns of 242%, 195%, and 167% respectively [1] - The key to public fund performance lies in the manager's conviction; experienced fund managers tend to be cautious in crowded sectors, leading to solid but not excessive returns [1] - Funds that have maintained a certain yield over the past three years exhibit both defensive and offensive characteristics, which are crucial for achieving stable returns [3] Group 2 - Structural market opportunities can be found in thematic funds, with expectations for CPO in 2025 and potential opportunities in commercial aerospace and non-ferrous metals in 2026 [3] - Quantitative public funds have shown impressive returns between 40% and 70% for 2025, outperforming the index, which rose by only 18% [3] - Recent declines in precious metals, particularly silver, are attributed to increased margin requirements for futures, causing significant pressure on market bulls [2][4] Group 3 - The drop in silver prices has also affected other metals like copper and aluminum, with gold futures dipping below $4300, indicating a critical support level at $4200 [4] - There is a potential for profit-taking in non-ferrous metals after the New Year, which warrants close attention [5]