新规来了！个人存取现金超5万元将无需登记，取款时银行不再“一刀切”地询问所有人

Group 1 - The core issue revolves around the new regulations regarding cash withdrawals from banks, particularly the requirement for banks to inquire about the source and purpose of funds for withdrawals exceeding 50,000 yuan, which has been removed [1][2] - The new regulation, effective from January 1, 2026, allows banks to assess the risk level of transactions and decide whether to ask additional questions based on that assessment [1][2] - For low-risk customers, such as those with stable income sources, banks will only need to verify identification without further inquiries about fund usage [1] Group 2 - The new regulations aim to balance financial security and convenience, ensuring that banks can prevent money laundering while not overly interfering with normal financial activities of citizens [2] - The implementation of these regulations is part of a broader set of legal changes taking effect in 2026, which includes updates to laws affecting various sectors such as public security, taxation, and network security [3]