内行人预测：明年2026年，这4个现象会席卷各地，建议提前准备

Group 1: Real Estate Market Changes - The perception of housing is shifting from an investment asset to a necessity for living, with fewer people viewing real estate as a means to generate profit [3][5] - The decline in the number of first-time homebuyers, particularly among young people, is attributed to delayed marriage and a decreasing birth rate, leading to reduced demand for housing [5][6] - Government policies are reinforcing the idea that housing is for living, not speculation, with measures such as lifting purchase restrictions and lowering mortgage rates aimed at stabilizing the market [6][8] Group 2: AI Integration in Daily Life - AI is increasingly becoming integrated into everyday tasks, enhancing efficiency in various sectors, including retail and household management [9][12] - The necessity to adapt to AI tools is emphasized, as those who do not utilize these technologies may face challenges in completing tasks efficiently [12][13] Group 3: Aging Population and Economic Opportunities - The aging population in China is growing, with over 300 million people aged 60 and above, leading to increased demand for healthcare and eldercare services [15][17] - The silver economy presents significant opportunities, as older individuals are willing to spend on health and convenience, creating a market for products and services tailored to their needs [17][19] Group 4: Economic Outlook and Personal Financial Strategies - The economic outlook for 2026 is characterized by stability rather than explosive growth or systemic risks, with a focus on steady progress [19][20] - Individuals are advised to prioritize stable financial products and maintain emergency funds, while also integrating AI skills into their careers to enhance job security [20]