搞不好要亏麻了！

Group 1 - The new public fund sales regulations have been released, resulting in significant fee reductions across the board [3][4] - For actively managed equity funds, subscription and redemption fees cannot exceed 0.8%, while index and bond funds are capped at 0.3% [4] - The sales service fee for C shares has also been reduced, with a maximum of 0.4% for the first year of actively managed equity funds and 0.2% for index funds, with no fees applicable from the second year onward [4] Group 2 - Redemption fees for both A and C shares have a minimum threshold: 1.5% for redemptions within 7 days, 1% for 7-30 days, and 0.5% for 30-180 days [4] - The new regulations encourage long-term holding, with a specific mention of a minimum holding period of 180 days to avoid high redemption fees [5][7] - Fund companies may offer different redemption fee rates for individual investors holding for more than 7 days, but this is not mandatory [6][7] Group 3 - The article suggests that investors should consider opening an account for trading ETFs directly, as this offers better liquidity and lower transaction fees [8] - There is a note on the recent performance of the semiconductor sector, indicating that existing holders can remain optimistic, while new investors should avoid chasing prices [11]