AIA(HK:01299) Xin Lang Cai Jing·2026-01-05 11:45Core Insights - Ouyang Liliang has been actively participating in public events in 2025, marking a significant year following his promotion to Chief Investment Officer of AIA Life Insurance in November 2024 [1][10][11] - AIA Life Insurance has shown strong financial performance in 2025, with insurance business revenue reaching 72.816 billion yuan, a year-on-year increase of 16.64%, and net profit of 10.382 billion yuan, up 126.33% [5][16] Company Leadership - Ouyang Liliang holds multiple positions, including Assistant General Manager and Chief Investment Officer at AIA Life Insurance, and is also the chairman of Shanghai Shisen Real Estate and Beijing Shibayi Consulting [1][12] - He has over 25 years of experience in the insurance industry and has held significant investment management roles across various countries and regions before joining AIA in 2022 [1][12][13] Asset Management Development - AIA Insurance Asset Management Co., Ltd. was established and approved for operation, becoming one of the first foreign-owned insurance asset management companies in Shanghai [3][14] - The company has a registered capital of 100 million yuan, with Ouyang Liliang as the legal representative and Zhang Xiaoyu as the chairman [4][15] Financial Performance - As of the end of Q3 2025, AIA Life Insurance reported total assets of 482.243 billion yuan and net assets of 44.987 billion yuan [6][17] - The core solvency ratio and comprehensive solvency ratio were 242% and 358%, respectively, indicating a decline of 46 and 52 percentage points from the previous quarter [7][18] Policy and Strategy - AIA Insurance Asset Management aims to focus on long-term value investment strategies, emphasizing technology, green investments, and pension-related sectors [5][16] - The company is currently addressing the challenge of how to empower its asset management business to support AIA Life Insurance effectively [6][17] Policyholder Behavior - The comprehensive surrender rate increased from 0.47% at the end of Q2 2025 to 0.68% at the end of Q3 2025, with significant surrender amounts reported for specific products [8][19] - The top three products with the highest surrender amounts included AIA Yongqing Pension Group Annuity Insurance, AIA Zhizunbao Whole Life Insurance, and AIA Shuangying Life Insurance, with cumulative surrender rates of 13.66%, 4.03%, and 6.78%, respectively [8][20]