广东：稳步探索将医疗新技术、新药品、新器械纳入保险保障范围

Group 1: Insurance Services for Livelihood - The Guangdong Financial Regulatory Bureau issued guidelines to enhance the insurance sector's contribution to social welfare and support high-quality development in the province [1] - The guidelines emphasize the importance of expanding and improving the third pillar of pension insurance, particularly for flexible and new employment workers [1] - Support is provided for the establishment of a provincial personal pension service area and the development of innovative insurance products that combine pension risk protection with wealth management [1] Group 2: Multi-tiered Medical Insurance System - The guidelines aim to accelerate the construction of a multi-tiered medical insurance system, promoting customized commercial medical insurance and long-term care insurance [2] - There is encouragement for the inclusion of new medical technologies and drugs in insurance coverage, particularly for elderly and chronic disease patients [2] - The guidelines advocate for the integration of health insurance with medical services, enhancing the efficiency of medical expense settlements [2] Group 3: Insurance Coverage for Key Populations - The guidelines focus on improving insurance coverage for vulnerable groups, ensuring 100% insurance coverage for urban and rural low-income populations [3] - Insurance institutions are encouraged to develop products tailored to the needs of low-income individuals, flexible workers, and small business employees [3] - Special insurance protections are proposed for specific occupational groups such as veterans, police, firefighters, and healthcare workers [3]