1.4万亿中原银行新任行长周峰获批，去年上半年营利双降

Core Viewpoint - Zhongyuan Bank has officially appointed Zhou Feng as the new president, with his term starting from December 31, 2025, following regulatory approval [1][3]. Group 1: Leadership Changes - Zhou Feng, born in January 1977, holds a PhD in Management Science and Engineering from Huazhong University of Science and Technology and has extensive experience in financial regulatory bodies and local government [3]. - Zhou Feng's appointment follows the resignation of former president Liu Kai due to work adjustments, with no disagreements reported with the board [3]. Group 2: Company Overview - Zhongyuan Bank was established in December 2014 through the merger of 13 city commercial banks in Henan Province and has since grown rapidly, currently operating 18 branches and over 600 outlets [3][4]. - As of June 30, 2022, the bank's total assets reached 1,407.93 billion yuan, with a year-on-year increase of 3.1% [4]. Group 3: Financial Performance - For the first half of 2025, Zhongyuan Bank reported operating income of 13.563 billion yuan, a decrease of 3.1% year-on-year, and a net profit attributable to shareholders of 2.034 billion yuan, down 0.8% [4][5]. - The bank's non-performing loan ratio stood at 2.01%, slightly lower than the beginning of the year but still above the average of 1.76% for city commercial banks [5]. - The decline in operating income was primarily driven by a drop in non-interest income, including a 30.5% decrease in trading net income and a 37% decline in investment securities income [5].