事关房地产！“银八条”要来了，1月13日起执行

Core Viewpoint - The "Yin Eight Measures" aims to promote the stable and healthy development of the real estate market in Yinchuan, focusing on supporting reasonable housing consumption, optimizing housing supply, preventing risks, and enhancing living quality. The measures will be effective from January 13, 2026, to December 31, 2027 [1]. Group 1: Land and Housing Supply - A dynamic adjustment mechanism for land supply will be established, linking residential land assessment prices to surrounding property sales, and allowing installment payments for land transfer fees to boost developer investment [3]. - Measures will enhance residential community planning and design to meet public demand for quality living environments, including specific requirements for age-friendly and child-friendly facilities [4][5]. Group 2: Housing Quality and Financial Support - The focus of the real estate market is shifting from quantity to quality, with a new guideline for "good housing" construction to be developed [6][7]. - Six new measures will be introduced to optimize housing provident fund policies, including increased loan limits for families with multiple children and veterans, and expanded eligibility for loan applications [8][9][10]. Group 3: Affordable Housing and Promotion - The measures will accelerate the supply of affordable rental housing to meet the needs of new citizens and young workers, prioritizing larger units for multi-generational families [11]. - Increased subsidies for home purchases will be implemented, with at least 15 promotional events organized annually to stimulate demand [12][13]. Group 4: Homebuyer Rights and Market Regulation - Policies will ensure that migrant workers can continue to enjoy housing benefits from their original locations or choose local policies, facilitating easier access to residency and schooling for their children [14][15]. - The measures will enhance market regulation to prevent risks and ensure orderly market practices, including the implementation of a "project company system" and "real estate full-chain online processing" [16].