Bei Jing Shang Bao·2026-01-06 07:17Core Viewpoint - Industrial and Commercial Bank of China (ICBC) has announced adjustments to the risk assessment requirements for personal clients engaging in accumulation gold business, aiming to enhance the protection of individual investors' rights amid recent market instability [1] Summary by Categories Risk Assessment Changes - Starting from January 12, 2026, personal clients must complete a risk assessment questionnaire through ICBC's various channels and achieve a C3-balanced rating or higher to engage in accumulation gold business [1] - Previously, clients were required to obtain a C1-conservative rating or higher to participate in the accumulation gold business [1] Client Operations - Existing clients with accumulation gold accounts can perform operations such as redemption, exchange, and modification of investment plans without being subject to the new risk assessment requirements [1] - Clients who have already signed the risk disclosure document are not required to re-sign it [1]