SITI(SZ:000563) Chang Jiang Shang Bao·2026-01-06 23:45Core Viewpoint - The company Shaanxi Guotou A (陕国投A) plans to invest up to 800 million yuan in Chang'an Bank to strengthen its financial equity investment and optimize long-term capital allocation [1][2] Group 1: Investment Details - Shaanxi Guotou A will participate in Chang'an Bank's capital increase, acquiring no more than 209 million shares, resulting in a total holding of 635 million shares post-investment [1][2] - The investment aligns with the company's strategy to enhance its financial equity investment and improve the efficiency of its own capital usage [6][8] Group 2: Chang'an Bank Overview - Chang'an Bank was established in July 2009 through the merger of five local commercial banks and is headquartered in Xi'an, with a registered capital of 7.577 billion yuan [2][4] - The bank has a total of 260 branches across 10 cities in Shaanxi Province and is controlled by the Shaanxi Provincial Government [2][3] Group 3: Financial Performance - For the first nine months of 2023, Chang'an Bank reported revenues of 7.643 billion yuan and a net profit of 1.882 billion yuan [4] - As of September 2025, the bank's total assets reached 578.496 billion yuan, with loans totaling 350.436 billion yuan and deposits of 418.086 billion yuan [4][5] Group 4: Capital Adequacy - The capital adequacy ratio, tier 1 capital ratio, and core tier 1 capital ratio of Chang'an Bank decreased from the end of 2024 to September 2025, indicating a need for capital replenishment [5] - The capital increase will enhance the bank's capital adequacy and improve its operational and risk management capabilities [5] Group 5: Shaanxi Guotou A's Transformation - Shaanxi Guotou A is transitioning from traditional non-standard financing to a diversified and professional asset service trust model [1][7] - The company's trust asset scale reached 572.456 billion yuan by September 2025, with a significant portion in collective fund trusts [6][8] - The company is also advancing its asset management trust offerings and has plans for a new round of refinancing to strengthen its capital base [8]