支持就业创业，政府性融资担保扩围加力

Core Viewpoint - The government aims to enhance the role of the government financing guarantee system to support employment and entrepreneurship through a new set of guidelines, which will direct more financial resources to these areas [1][2]. Group 1: Government Financing Guarantee System - The government financing guarantee system is designed to enhance credit for small and micro enterprises and share risks with financial institutions, serving as a crucial tool for fiscal and financial policy coordination to support financing development, promote employment, and expand domestic demand [1]. - The system has established a three-tier organizational structure involving the National Financing Guarantee Fund, provincial re-guarantee institutions, and municipal and county direct guarantee institutions, with over 1,500 guarantee institutions contributing to a cumulative re-guarantee business scale exceeding 6.7 trillion yuan, growing at an annual rate of approximately 40% [1]. - A special guarantee plan for supporting technological innovation will be implemented starting in 2024, aiming to assist 40,000 small and medium-sized technology enterprises in obtaining bank loans exceeding 170 billion yuan [1]. Group 2: Employment Support Policies - The new guidelines aim to further improve the financing guarantee support policy system for employment, expanding and strengthening the support for employment through guarantees [2]. - A quantitative evaluation and incentive mechanism has been established to shift the focus of guarantee resources from merely increasing quantity to enhancing quality and efficiency, incorporating an employment contribution index that weighs the support for employment growth and the stability of employment numbers [2]. - The guidelines link employment contribution to credit limits and re-guarantee fee discounts, aiming to reduce costs for cooperating institutions while ensuring effective implementation of employment-oriented policies [2]. Group 3: Entrepreneurship Support - The entrepreneurship guarantee loan subsidy policy is designed to leverage fiscal funds to support key groups such as college graduates, migrant workers, and veterans in their entrepreneurial endeavors, with an average of 1 billion yuan in central fiscal subsidies potentially mobilizing around 5 billion yuan in new entrepreneurship guarantee loans, supporting approximately 17,500 individuals [3]. - The guidelines expand the support scope to include previous college graduates and eligible vocational school graduates, while also focusing on reducing the overall financing costs for entrepreneurial groups [3]. - The Ministry of Finance and other departments will prioritize establishing data sharing, inter-departmental collaboration, assessment mechanisms, and monitoring systems to ensure the effective implementation of the guidelines [3].