支持就业创业 政府性融资担保扩围加力

Core Viewpoint - The government is enhancing the role of the government financing guarantee system to support employment and entrepreneurship, aiming to direct more financial resources towards these areas [2]. Group 1: Government Financing Guarantee System - The government financing guarantee can enhance credit for small and micro enterprises and share risks with financial institutions, serving as a crucial policy tool for financing development, promoting employment, and expanding domestic demand [2]. - The government has established a three-tier organizational structure for financing guarantees, which includes the National Financing Guarantee Fund, provincial re-guarantee institutions, and municipal and county direct guarantee institutions, involving over 1,500 guarantee institutions with a cumulative re-guarantee cooperation business scale exceeding 6.7 trillion yuan, growing at an annual rate of approximately 40% [2]. - A special guarantee plan for supporting technological innovation will be implemented starting in 2024, aiming to help 40,000 small and medium-sized technology innovation enterprises secure over 170 billion yuan in bank loans [2]. Group 2: Employment Support Policies - The guidance document aims to further improve the financing guarantee support policy system for employment, expanding the scope and intensity of support for employment through guarantees [3]. - A quantitative evaluation and incentive mechanism has been established to shift the focus of guarantee resources from merely increasing quantity to enhancing quality and efficiency [3]. - The employment contribution index has been created to assess the performance of financing guarantee institutions based on their support for employment growth and stability [3]. Group 3: Targeted Support for Key Groups - The entrepreneurship guarantee loan subsidy policy is designed to leverage fiscal funds to support key groups such as college graduates, migrant workers, and veterans in their employment and entrepreneurship efforts [4]. - On average, for every 1 billion yuan in central fiscal subsidies, approximately 5 billion yuan in new entrepreneurship guarantee loans can be generated, supporting around 17,500 individuals in starting businesses [4]. - The guidance document expands support to include previous college graduates and eligible vocational school graduates, while also focusing on reducing the overall financing costs for entrepreneurial groups [4]. Group 4: Implementation and Future Plans - The Ministry of Finance and other departments will focus on establishing a data sharing mechanism, inter-departmental coordination, assessment and evaluation mechanisms, and tracking and monitoring mechanisms to ensure the effective implementation of the guidance document [4]. - By 2026, the central government will promote the deep integration of government financing guarantees with loan interest subsidies and other fiscal financial policies to alleviate financing difficulties and costs [4].