China Life(SH:601628) Jin Rong Shi Bao·2026-01-07 02:44Group 1 - The core viewpoint of the articles emphasizes the importance of enhancing pension funds and improving care services in response to the aging population in China, with China Life providing a comprehensive financial solution [1] Group 2 - To enrich pension funds, China Life proposes a strategy of "one increase and one decrease," where "increase" refers to professional investment to enhance pension reserves, managing over 750 billion yuan in basic pension insurance funds and over 2.1 trillion yuan in enterprise annuities [2] - The "decrease" aspect involves various insurance products to alleviate personal pension expenditure burdens, exemplified by a case where an elderly individual reduced their out-of-pocket expenses from 41% to 8% through insurance claims [2][3] Group 3 - China Life has launched a series of insurance products specifically for the elderly, covering common risks such as death, accidents, and medical expenses, thereby addressing the health and accident risks faced by the elderly population [3] Group 4 - The company has developed a three-tiered pension product system combining institutional, community, and home care services, with the "Guoshou Jiayuan" brand offering various types of senior living communities [4] - The "Guoshou Jiayuan" community in Suzhou exemplifies high-quality elder care, providing comprehensive health and wellness services, and has expanded its presence in multiple cities to cater to diverse elderly needs [4] Group 5 - The initiatives in pension insurance and community services contribute to the emerging "silver economy," with a significant increase in registered companies in the elderly products and services sector, indicating a shift from "sunset industry" to "sunrise industry" [5] - China Life is actively supporting the elderly industry by establishing a 10 billion yuan fund focused on the "silver economy," aiming for systematic investment in this sector [6]