混合类理财近一年平均收益率超4%，2只产品低于1%

Overall Performance - As of December 30, 2025, there are 216 mixed public financial products with a duration of 6-12 months, with an average net value growth rate of 4.56% over the past year and an average maximum drawdown of 1.44% [5] - 14 products achieved a net value growth rate exceeding 10%, while over 60% of the products had growth rates between 1% and 5%, and 2 products had growth rates below 1% [5] - Four financial companies are represented in the rankings, with Ningyin Wealth Management and Hangyin Wealth Management each having 4 products listed, while Everbright Wealth Management and Xinyin Wealth Management each have 1 product listed [5] Product Analysis - The top product, Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral Open-End Financial Product No. 1," achieved a net value growth rate of 48.91%, significantly outperforming peers, but also had the highest maximum drawdown and annual volatility at 12.82% and 16.74%, respectively [6] - Everbright Wealth Management's "Sunshine Orange Quantitative Multi-Strategy No. 1" had a net value growth rate of 11.58%, with a performance benchmark of 2.5%-4.5%, and is the largest product by asset size at 1.374 billion [6] - The top ten holdings of the Everbright product include government bonds, gold ETFs, money market funds, and passive index equity funds [6] - Schroder Jiaoyin Wealth Management's "Deheng Mixed Balanced Allocation 1-Year Holding Period Private Banking Exclusive Financial Product" and Agricultural Bank Wealth Management's "Agricultural Bank Tongxin ESG Theme 5th Phase RMB Financial Product" underperformed with net value growth rates of 0.94% and 0.97%, respectively [7] - Both underperforming products primarily invested in bonds, cash, and bank deposits, with low allocations to equity investments [7]