Group 1 - The core viewpoint of the articles highlights a potential recovery in the U.S. housing market as mortgage rates decline to their lowest levels since April 2023, providing hope for growth in 2026 [1] - The 30-year fixed mortgage rate fell by 7 basis points to 6.25%, while the jumbo mortgage rate dropped to 6.32%, marking the lowest point since April 2023 [1] - The National Association of Realtors (NAR) reported that contract signings have increased for four consecutive months, indicating a strengthening momentum in U.S. real estate sales as the new year begins [1] Group 2 - Despite the decrease in borrowing costs, the Mortgage Bankers Association (MBA) reported a seasonally adjusted decline of 6.2% in the purchase index, which is typical during the holiday season [2] - Conversely, the refinancing index unexpectedly rose by 7.4% after seasonal adjustments, suggesting increased activity in refinancing despite the overall market fluctuations [2] - The MBA's survey, conducted weekly since 1990, covers over 75% of retail residential mortgage applications in the U.S., providing a comprehensive view of the mortgage market [2]
?美国楼市迎来“开年红” 大额利率触及2023年4月以来低位 签约量与再融资回暖
Zhi Tong Cai Jing·2026-01-07 13:48