MyPoint Credit Union Selects Upstart for Personal Lending

Core Insights - MyPoint Credit Union has partnered with Upstart to enhance its personal loan offerings, aiming to reach a broader audience and provide a modern lending experience [1][2][3] Company Overview - MyPoint Credit Union is a member-driven financial institution based in San Diego, focusing on creating lending experiences tailored to the needs of contemporary borrowers [2][5] - Established in 1948, MyPoint offers a wide range of financial solutions, including everyday banking, consumer and real estate lending, and business services [6] Partnership Details - The partnership with Upstart allows MyPoint to utilize AI technology to streamline the lending process, enabling faster and more efficient loan approvals for creditworthy individuals [3][4] - MyPoint began participating in the Upstart Referral Network for personal loans in September 2025, providing tailored offers to qualified applicants [2] Upstart Overview - Upstart is recognized as a leading AI lending marketplace, connecting consumers with over 100 banks and credit unions, and automating more than 90% of its loans without human intervention [4] - Founded in 2012, Upstart's platform includes various loan products such as personal loans, automotive retail loans, and home equity lines of credit [4]