你敢信？金价飙涨4460美元之际，中国央行却连续14个月增持黄金！背后释放了什么信号？我们普通人又该如何操作？

Core Insights - The People's Bank of China (PBOC) has increased its gold reserves for 14 consecutive months, reaching 74.15 million ounces (approximately 2,306.32 tons) as of December 2025, with a total increase of 86,000 ounces for the year [3][12] - The foreign exchange reserves have also risen to $33,579 billion, marking a $11.5 billion increase from November, the highest level in a decade [3][12] Group 1: Reasons for Continuous Gold Accumulation - The primary reason for the continuous increase in gold reserves is to optimize the structure of foreign exchange reserves, reducing reliance on the US dollar amid a declining dollar index, which fell by 9.41% in 2025 [7][12] - Gold serves as a hedge against inflation and geopolitical risks, with China's gold reserves currently making up about 15% of total reserves, which is below the global average [7][12] Group 2: Implications for the Renminbi - Increasing gold reserves supports the internationalization of the Renminbi, providing a solid backing that enhances confidence in the currency as a global reserve currency [8][12] - The growing use of the Renminbi in cross-border trade settlements is bolstered by substantial gold reserves, positioning it more favorably in international currency competition [8] Group 3: Market Impact and Future Trends - The continuous accumulation of gold is expected to influence various aspects of daily life, including rising gold jewelry prices, with recent adjustments reflecting increases between 200 to 1,500 yuan [10] - Analysts predict a bullish outlook for gold prices, with UBS raising its target to $5,000 per ounce and Bank of America forecasting an average of $4,538 per ounce in 2026 [10] - The PBOC is likely to continue its gradual increase in gold reserves, indicating a trend of sustained growth in the future [10][12]