世界32家银行将大幅提升海外汇款速度

Core Viewpoint - The International Bank for Reconstruction and Development (SWIFT) is developing a new system aimed at significantly reducing the processing speed of cross-border remittances among 32 banks across 17 countries, addressing delays that currently affect traditional banking methods [1] Group 1: Current Challenges - Most interbank overseas remittances currently take more than one day to complete, while some fintech companies offer faster transaction speeds and lower fees [1] - Approximately 75% of transactions initiated through the SWIFT network can reach the receiving bank within 10 minutes, but delays often occur during subsequent processing [1] Group 2: Proposed Solutions - SWIFT plans to build a faster connectivity mechanism on top of the existing system, with the aim of achieving real-time interbank remittances as early as this year [1] - The new system will set a limit of $10,000 per transaction and explore options to confirm and inform users of fees before the remittance is sent [1] Group 3: Industry Response - In response to the rise of fintech companies, the banking industry aims to improve delayed settlements and enhance user experience to stabilize and expand its cross-border remittance user base [1]