除了数字人民币计息，跨境支付系统也迎来变革，央行新规2月将落地

Group 1 - The revised "Rules for the Renminbi Cross-Border Payment System" will be implemented starting February 1, 2026, allowing for more flexible access conditions for system participants [1] - The CIPS system is a crucial financial market infrastructure in China, with a significant increase in cross-border payment volumes, reaching 90.91 trillion yuan in the first half of 2025 [1] - The changes in CIPS rules are expected to attract more global banks and payment institutions, enhancing the global coverage of the Renminbi cross-border payment infrastructure [1] Group 2 - The internationalization of the Renminbi is being advanced through projects like CIPS and mBridge, creating new growth opportunities for fintech companies [2] - Companies involved in cross-border payment services include Newland, New Guodu, and Lakala, which are key targets for investment [5] - Financial IT service providers such as Yuxin Technology, Zhongke Jincai, and others are also highlighted as important players in the cross-border payment ecosystem [6] Group 3 - Qingdao Jinwang and Hailian Jinhui saw significant stock price increases following the announcement of the action plan to enhance CIPS functionality and global network coverage [3] - Companies like Sifang Jingchuang and Xin'an Century are noted for their experience and technology in cross-border payment systems, including CIPS and digital currency solutions [6][7] - Highwei Technology and Jingbeifang have been involved in assisting clients with CIPS system integration and related projects [8][9]