以金融之笔绘河州新景 农行临夏分行持续创新金融产品与服务模式

Core Viewpoint - The Agricultural Bank of China, Linxia Branch, plays a crucial role in supporting rural revitalization through financial services, focusing on agricultural development and poverty alleviation efforts in key areas [1][2][6] Group 1: Financial Support for Agriculture - As of November 2025, the total loan balance of the Agricultural Bank of China, Linxia Branch, reached 11.692 billion yuan, with agricultural loans accounting for 4.578 billion yuan, reflecting a growth of 686 million yuan and a growth rate of 17.64% [1] - The bank has issued 5.53 billion yuan in personal loans to farmers in Dongxiang County over the past three years, supporting livestock farming and the food service industry [2] Group 2: Innovative Financial Products - The bank has introduced various financial products such as "Technology e-loan" to meet the needs of local enterprises, providing a 10 million yuan pure credit loan to a meat processing company [3] - The bank has actively promoted products like "Tax e-loan," "Electricity e-loan," and "Technology e-loan" to support small and micro enterprises, with a total loan issuance of 619 million yuan to private enterprises in 2025 [4] Group 3: Industry-Specific Financial Services - The bank has launched specialized credit services for the local food industry, issuing 318.6 million yuan in loans to small eateries and restaurants [5] - A total of 4.05 billion yuan in credit support has been provided to the entire beef and sheep industry chain, including loans to cooperatives and processing enterprises [5] Group 4: Community Engagement and Accessibility - The bank has implemented initiatives to enhance financial literacy among minority communities, including on-site services and promotional activities in local dialects [2] - The establishment of "e-push customer" platforms allows farmers to apply for loans from home, significantly improving access to financial services [2] Group 5: Future Outlook - The Agricultural Bank of China, Linxia Branch, aims to align its strategies with national policies and contribute to the modernization of rural areas in Linxia, focusing on the integration of financial services into the local economy [6]