北京市多部门倡议！持续推进信贷产品信息披露，便利企业“可比可选”

Core Viewpoint - Beijing is launching a "Financial Service Temperature Improvement Project" to enhance the transparency and accessibility of credit products for enterprises [1] Group 1: Initiative Details - The initiative is a joint proposal by several financial regulatory bodies in Beijing, including the People's Bank of China Beijing Branch and the Beijing Financial Supervision Bureau [1] - It aims to promote continuous disclosure of credit product information, making it easier for enterprises to compare and select suitable options [1] Group 2: Implementation Strategies - The project will utilize the Beijing Enterprise Financing Comprehensive Credit Service Platform and a "Financial Product Supermarket" model to facilitate the disclosure of credit product information by banks [1] - Banks are encouraged to disclose historical issuance numbers, average interest rates, average approval times, and required application materials for specialized credit products targeting technology innovation, cultural industries, and green low-carbon sectors [1] Group 3: Technological and Policy Integration - The initiative emphasizes the integration of technology, policy, and inter-district collaboration to create and dynamically improve an "Enterprise Precision Portrait Database" and a "Policy Intelligent Matching Database" [1] - Through big data analysis, the project aims to proactively identify and select eligible enterprises, innovating the active credit granting model to enhance service efficiency [1] Group 4: Support for Enterprises - The initiative includes precise promotion or direct implementation of various enterprise support policies such as loan interest subsidies, guarantee fee subsidies, and financing rewards [1] - Financial institutions are encouraged to act as policy promoters, assisting enterprises in understanding and utilizing relevant policies effectively [1]