机构数据称英国房价年度涨幅降至2024年3月以来最低

Group 1 - The core viewpoint of the articles indicates that the UK housing market is experiencing a significant slowdown, with house prices expected to rise only 0.3% by the end of 2025, marking the weakest annual growth since March 2024 [1][2] - Halifax Bank reported a month-on-month decline in house prices of 0.6% in December 2025, following a 0.1% drop in November, which is notably below the 0.2% increase predicted by economists [1] - The annual growth rate of house prices is also lower than expected, with a forecast of 1.1% compared to the actual figures [1] Group 2 - The EY Item Club's chief economic advisor expressed caution regarding housing affordability improvements, citing potential wage growth slowdowns due to a relaxed labor market and limited room for significant mortgage rate cuts in 2026 [2] - The Bank of England has reduced the base interest rate from 4% to 3.75% as of December 2025, marking the fourth rate cut since the easing cycle began in August 2024, totaling a reduction of 150 basis points [2] - Halifax Bank anticipates that the annual growth rate of UK house prices will range between 1% and 3% in 2026, while a Reuters survey predicts a growth of approximately 2.8% for the year, higher than the 2% overall increase in 2025 [2]