Visa Crypto Card Spending Jumps 525%: Is Mainstream Adoption Finally Here?

Core Insights - Visa-linked crypto card spending surged by 525% in 2025, increasing from $14.6 million to $91.3 million in net spend, indicating a significant shift in consumer behavior towards using crypto as a payment method rather than speculation [1] - The growth in Visa crypto spending occurred despite significant price fluctuations in major cryptocurrencies like Bitcoin and Ethereum, suggesting a transition in usage from speculative assets to practical financial tools [2] Group 1: Visa Crypto Card Spending Growth - The increase in Visa crypto card spending aligns with a broader trend where stablecoins and payment systems are handling trillions of dollars in monthly transactions, transforming crypto into a more stable form of digital cash [1] - Visa's partnership with Bridge to launch stablecoin-linked cards in Latin America has contributed to this growth, as stablecoins like USDC and USDT provide reduced price volatility, making them more appealing for everyday transactions [5] - EtherFi-led cards accounted for $55.4 million in annual spending, indicating a preference among users for cards linked to stable balances rather than volatile cryptocurrencies [5] Group 2: Innovations in Crypto Payment Solutions - The emergence of Avici, a Solana-based Neo bank offering a self-custody Visa crypto card, has further boosted spending, allowing users to spend digital assets without selling them and access instant credit lines backed by their crypto [6] - Since its launch in September 2025, Avici has seen over $7 million spent on its Visa crypto cards, highlighting strong demand for its services [7] Group 3: Usability of Crypto - The surge in Visa crypto spending demonstrates the growing usability of cryptocurrencies for everyday purchases, such as groceries and travel, which lowers the barriers for new users [8]