Progressive Corporation's Quarterly Earnings Preview: What You Need to Know

Core Viewpoint - The Progressive Corporation (PGR) is set to announce its fiscal fourth-quarter earnings for 2025, with analysts projecting a profit increase compared to the previous year [1][2]. Financial Performance - Analysts expect PGR to report a profit of $4.46 per share on a diluted basis for Q4 2025, reflecting a 9.3% increase from $4.08 per share in the same quarter last year [2]. - For the full fiscal year 2025, PGR's expected EPS is $17.97, which is a 27.9% increase from $14.05 in fiscal 2024. However, EPS is projected to decline by 8.2% year over year to $16.49 in fiscal 2026 [3]. Stock Performance - PGR stock has underperformed the S&P 500 Index, which gained 16.2% over the past 52 weeks, with PGR shares down 11.4% during the same period [4]. - On October 15, 2025, PGR shares closed down by 5.8% after reporting Q3 results, with revenue at $22.5 billion, marking a 14.2% year-over-year increase, and EPS growing 12.1% from the previous year to $4.45 [5]. Analyst Ratings - The consensus opinion on PGR stock is moderately bullish, with a "Moderate Buy" rating overall. Among 25 analysts, seven recommend a "Strong Buy," two suggest a "Moderate Buy," 15 give a "Hold," and one recommends a "Moderate Sell" [6]. - PGR's average analyst price target is $262.84, indicating a potential upside of 23.8% from current levels [6].