特朗普亲自“QE”：宣布2000亿美元抵押贷款债券购买计划！

Core Viewpoint - The Trump administration is initiating a $200 billion mortgage bond purchase plan to lower mortgage rates and address the housing affordability crisis in the U.S. [2] Group 1: Government Actions - President Trump announced a plan to purchase $200 billion in mortgage bonds to reduce mortgage rates and improve housing affordability [2] - The initiative will be executed by Fannie Mae and Freddie Mac, which are government-sponsored enterprises responsible for acquiring and repackaging mortgage loans into mortgage-backed securities [3] - The bond purchase does not require Congressional approval, allowing for swift implementation [3] Group 2: Economic Context - The current average rate for a 30-year fixed mortgage is 6.16%, despite the Federal Reserve's previous rate cuts [4] - The housing affordability crisis has become a pressing challenge for U.S. lawmakers, exacerbated by rising living costs since the pandemic [3][4] - The proposed bond purchase plan mirrors the Federal Reserve's actions during the 2008 financial crisis, aimed at stabilizing the financial system and stimulating economic recovery [4] Group 3: Financial Capacity - Fannie Mae and Freddie Mac each have a limit of $225 billion on mortgage investments, with approximately $124 billion currently held, allowing for an additional $100 billion in mortgage-backed securities purchases [3] - The Trump administration claims that the decision not to sell Fannie Mae and Freddie Mac during his first term allowed these entities to accumulate $200 billion in cash, facilitating the current bond purchase plan [2]