中银消费金融甩卖4期不良贷款！未偿本息总额14亿元

Core Viewpoint - The announcement by Bank of China Consumer Finance regarding the transfer of four batches of personal non-performing loans, totaling approximately 1.4 billion yuan, highlights the ongoing challenges in consumer lending, particularly related to Ant Group's "Ant Borrow" product [1] Group 1: Loan Transfer Details - The total outstanding principal and interest for the four batches of loans is approximately 1.4 billion yuan [1] - The first batch consists of 69,693 loans, with 7,236 borrowers, an average overdue period of 921.37 days, and an outstanding amount of 207 million yuan [1] - The second batch includes 136,345 loans, with 15,379 borrowers, an average overdue period of 843.24 days, and an outstanding amount of 413 million yuan [1] - The third batch has 132,796 loans, with 15,222 borrowers, an average overdue period of 843.20 days, and an outstanding amount of 414 million yuan [1] - The fourth batch contains 134,955 loans, with 15,191 borrowers, an average overdue period of 834.33 days, and an outstanding amount of 413 million yuan [1]